Nobody really wants to think about the sad topic of death, nor the often stressful idea of passing on an inheritance to your loved ones. Yet this is something we all need to consider, and the sooner the better. Even if we’re young and healthy, it’s never too early to start to think about estate planning. The sooner we do, …
There’s no doubt that most people dream of owning their own home, and for good reason. We all want to avoid the insecurity of renting a property someone else owns, and to be able to make our own stamp on a place by personalising our surroundings. Getting on the property ladder also normally makes financial sense. After all, if you’re …
If you’re at the beginning of your career, starting a family, or simply busy with life in general, planning for your retirement is probably far from your mind. Getting to the end of your working life may well seem a long way off, but it’s actually really important to start planning for your retirement as early as possible. In fact, …
Buying a home, or even remortgaging your existing home, can be complicated and daunting. Using the services of an experienced mortgage advisor such as WMG will generally make the process easier, quicker and smoother, but it can also be helpful to understand what lenders are looking for before you begin an application. Whilst the ways of mortgage lenders may feel like an …
Getting the right mortgage can be a complicated and frustrating process, even more so if you don’t fit the usual mould. If you’re self-employed*, either as a sole trader or the director of a limited company, you may find it harder to access the best deals, borrow as much as you want, or even get a mortgage at all. Moving …
Writing a will may seem unnecessary if you’re relatively young and healthy, or may even feel a little morbid to think about. It is however a really is an important task and needn’t be a stressful one either. Your will can be a practical way to protect your family and loved ones, and may also help save on inheritance tax, …
Most of us have heard of credit scores and have a loose understanding of why they’re important. But taking care of our credit score is more important than ever, with COVID-19 affecting personal finances and global economics, utility and fuel costs higher than ever, and house prices continuing to soar. Our credit scores are important at all stages of our …
