Is it time to look at a different type of mortgage?

admin Mortgages

It’s always important to keep an eye on mortgage trends, and how they may impact you when it’s time to remortgage or even take out your first mortgage. The last couple of years however have been especially turbulent for mortgage holders, with interest rates soaring and the cost of living crisis affecting so many. And while interest rates are finally …

What to consider when it’s time to remortgage

admin Financial tips, Mortgages

With interest rates attracting headlines and the cost of living at the forefront of our minds right now, there’s a chance you’re already thinking about remortgaging. Even if you’re not, it’s possible that you could make significant savings by remortgaging – now more than ever. Remortgaging is the process of taking out a new mortgage on your existing property, either …

WMG’s mortgage jargon alphabet

admin Financial tips, Mortgages

If you’re currently in the process of finding a mortgage, you’ll be forgiven for finding the profusion of jargon somewhat confusing. It might even feel like some terms are designed to confuse you, but the truth is that there is just a lot of detail involved in the mortgage lending process, and a huge number of options out there. And …

Buying a house

6 tips to help you get on the property ladder

sara Financial tips, Mortgages

There’s no doubt that most people dream of owning their own home, and for good reason. We all want to avoid the insecurity of renting a property someone else owns, and to be able to make our own stamp on a place by personalising our surroundings. Getting on the property ladder also normally makes financial sense. After all, if you’re …

Applying for a mortgage

What do lenders look for when assessing my mortgage application?

sara Mortgages

Buying a home, or even remortgaging your existing home, can be complicated and daunting. Using the services of an experienced mortgage advisor such as WMG will generally make the process easier, quicker and smoother, but it can also be helpful to understand what lenders are looking for before you begin an application.  Whilst the ways of mortgage lenders may feel like an …

Cake shop

Getting a mortgage when you’re self-employed

admin Financial tips, Mortgages

Getting the right mortgage can be a complicated and frustrating process, even more so if you don’t fit the usual mould. If you’re self-employed*, either as a sole trader or the director of a limited company, you may find it harder to access the best deals, borrow as much as you want, or even get a mortgage at all. Moving …