Enjoy the equity in your home

Equity release refers to a range of products which allow you to access the cash tied up in your home if you are over 55. You can take the money you release as a lump sum or in several separate amounts (or as a combination of the two).

The usual methods of equity release are a lifetime mortgage or home reversion. We can discuss the pros and cons of both options with you. 

Once we understand your circumstances and your goals, we'll search the market and find you the best deal.  There are many options when it comes to equity release, and we'll ensure we recommend the most suitable. For example, there are typically no monthly repayments to make with equity release, but some plans allow you to make payments to reduce interest.

As no mortgage payments and a cash lump sum, equity release can avoid the need for downsizing, as it allows you to live in your home for life - until the time of your death or a move into long-term care.