10 tasks to spring clean your personal finances

admin Financial tips

As the daffodils begin to bloom and the days grow longer, it’s not unusual for our thoughts to turn to spring cleaning and de-cluttering our lives. Clearing the cobwebs needn’t be restricted to our homes though, and taking a fresh look at your financial situation at least once a year is a good idea. Not only might your circumstances have …

Is it time to look at a different type of mortgage?

admin Mortgages

It’s always important to keep an eye on mortgage trends, and how they may impact you when it’s time to remortgage or even take out your first mortgage. The last couple of years however have been especially turbulent for mortgage holders, with interest rates soaring and the cost of living crisis affecting so many. And while interest rates are finally …

Preparing your finances for Christmas

admin Financial tips

It’s no great secret that Christmas is the most expensive time of year for the majority of families in the UK, but with continuing financial pressures making household budgeting difficult year-round, this year will be more challenging than ever. And while it may seem early to start thinking about the festive period, planning and preparation is key to ensuring your …

Financial factors to consider when starting your own business

admin Corporate Solutions, Financial tips

As an independent, family company, we understand both the thrills and challenges of running your own business. When setting up your own business you’ll likely have your own unique goals and plans, but there are always a number of financial factors to consider from the outset. These don’t just include the exciting projections in your business plan where you get …

What is a Cash ISA?

admin Financial tips

Despite a further raise to interest rates predicted, following eleven consecutive increases by the Bank of England, research published last week shows there is currently some £256 billion in savings accounts earning zero or very little interest. While savers became accustomed to low interest on their savings prior to the soaring rates, it’s time their money started working harder for …

Life insurance myths busted

admin Financial tips, Life Insurance

Nobody enjoys thinking about the uncertainties life may hold, but it always pays to plan for the unexpected. It’s important to ensure your loved ones are looked after, no matter what happens. Life insurance is essential if you have a mortgage, and you may also need to consider income protection in case you’re unable to work, or cover that offers …

What to consider when it’s time to remortgage

admin Financial tips, Mortgages

With interest rates attracting headlines and the cost of living at the forefront of our minds right now, there’s a chance you’re already thinking about remortgaging. Even if you’re not, it’s possible that you could make significant savings by remortgaging – now more than ever. Remortgaging is the process of taking out a new mortgage on your existing property, either …

WMG’s mortgage jargon alphabet

admin Financial tips, Mortgages

If you’re currently in the process of finding a mortgage, you’ll be forgiven for finding the profusion of jargon somewhat confusing. It might even feel like some terms are designed to confuse you, but the truth is that there is just a lot of detail involved in the mortgage lending process, and a huge number of options out there. And …